Why does the SSA ask so many questions about my assets, bank accounts and living situation when attempting to qualify for SSI benefits?
Unlike SSD, SSI is a disability program for people of limited assets who have not worked enough to qualify for SSD benefits. As such, you are required to meet many income and asset requirements to be eligible for this benefit. The SSA will consider what assets you have, the amount of money in your bank accounts, the value of your vehicle(s), possessions, stocks, bonds, property, etc. For a complete list of the resources that the SSA counts and those they do not count in determining SSI eligibility, visit the SSA’s website at https://www.ssa.gov/ssi/text-resources-ussi.htm